The Impact of FinTech on Commercial Law: Challenges and Opportunities in the Era of Digital Transformation

Abstract

Abstract: This research examines the impact of financial technology (FinTech) on commercial law, focusing on the challenges and opportunities it presents in the era of digital transformation. The study aims to analyze how technological innovations such as blockchain, cryptocurrencies, and automated trading affect the legal framework of commerce, highlighting legal challenges like data protection, regulatory compliance, and cybercrime. It also explores the opportunities FinTech offers to enhance transparency, efficiency, and financial inclusion, providing recommendations to keep pace with these developments.